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Don’t Cancel That Credit Card! Unless your idea of “streamlined” finances is having eight credit cards in your wallet (that’s about how many the average card-carrying U.S. citizen hauls around), you’ve probably considered canceling some of credit cards you don’t use often. Before you dash off “Dear John” letters to your lenders, first make sure [...]
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Bad Credit Refinance: Is It Possible? Bad Credit Refinance Loans…What Does All The Mumbo Jumbo Mean? When you purchased your car or home a number of years back, things were looking perky. A steady job, sufficient income, few worries. Over time, however, finances have gotten tighter. Bill paying is happening later. Perhaps the term “monthly [...]
Posted in Credit Card Tips, Credit Cards, Credit History, Financial Planning Tags: assets, business, caution, chase, credi, credit score, example, finance, home mortgage, homework, interest rate, interest rates, loan term, loan terms, Long, love, Make, mortgage broker, mortgage insurance, mortgages, mumbo jumbo, private mortgage insurance, secured loans, steady job, t pay, time and money, use, way No Comments »
At this point, everyone is looking for creative ways to save themselves some money or make more money available to themselves. Refinancing your mortgage may be the way to go, if the money you’ll save with the new loan is worth the refinance rates. The problem is that, especially when applying for a low credit [...]
Posted in Credit Card Tips, Financial Planning, Practical Money Skills Tags: anxiety, bad credit, banks, credi, credit score, deb, debt, event, example, lenders, lending tree, loan payments, loans, long term investment, mortgage, mortgage lending, mortgage refinance rates, Online, pay, payment, people with poor credit, poor credit, real solution, refinancing your mortgage, round, scams, score, series, shock, shopping, stress, subprime lenders, swamps, time loan, tv ads, use, work, worth, wrong way No Comments »
If you have a history of bad credit, the idea of buying a home might seem out of your reach. Bankruptcy, foreclosure, unpaid credit card bills… none of those seem to be the kind of things that lenders want to hear about. And they aren’t. But still, if you’re trying to purchase home with bad [...]
Posted in Credit Card Tips, Credit Cards, Credit History, Financial Planning Tags: bad credit, bad credit history, bad credit mortgages, bankrupt, Bankruptcy, buying a home, chase, couples, credit car, credit card bill, credit card bills, credit history, credit mortgages, credit report, credit score, fha loan, fina, finance, Financial, financial institution, foreclosure, foreclosures, home loan, how to purchase a home with bad credit, idea, interest rate, lease options, lenders, Make, mortg, mortgage, mortgage solution, number, option, poor credit, score number, seller financing, shou, spending, waiting period, way, worth No Comments »The dropout rate for credit counseling is high. There is a host of possible reasons for it, but the number one reason may as well be, affordability. The program runs for three to five years – on the creditor’s terms, and one missed payment could very well mean the end of the program for the [...]
