“several hundred thousand units in stock where a little gold on hand, do not know how to liquidate. “Mr. Lin Fuzhou people are worried about the most recent. This reporter learned that, like the hands of Mr. Lam that a little “dead money” people behind it. How to let the “dead money” to “live money”, experts have 4 strokes, we take a look.

gold and gold jewelry, can be realized to the pawnshop. According to reports, pawn pawnshop precious metals accepted, including gold, 24K, 18K gold and platinum varieties involved in gold bars, necklaces, rings, bracelets. A few years ago is now buying gold can be added for a lot of pawn. When the value of about 7 to 8 percent, after assessment, drawing on the spot. The cost of gold pawn comprehensive fee plus 4.2% monthly interest rate of 0.42%, up to six months. Financial experts suggest that more than one month period, it’s best monthly mortgage, if the extension can be continued when, generally no more than the beginning of the period when continued.

public deposit receipts in hand, you can do bank to bank certificates of deposit secured loans. With ID cards only will be able to apply for certificates of deposit and certificates of deposit secured loans, the day of withdrawal, the maximum loan-to-9 percent. Financial experts said it could be part of the early withdrawal, which is 20 million in certificates of deposit, some of them out on demand, so that can also reduce losses.

held the hands of government bonds, bonds secured loans can do, can the day of withdrawal, the loan interest rate, the percentage of secured loans and deposit the same, but the procedures than certificates of deposit, policy loans cumbersome. In addition, some large banks to issue RMB financial products can be secured loans.

savings-type life insurance policy, different banks have different requirements, but also the threshold of the financing policy, such as ICBC, CCB provides a period of 6 months to 3 years, the Bank requires 3 months to 1 years, the loan amount were less than 9 percent. Financial experts advise, applications for policy loans to be issued by the insured, the insured, the beneficiary and the insurance company a written undertaking relevant evidence.

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