the following we want to talk about easy money ten financial investment recommendations, not hundred percent guarantee that you can make money, but to give you pointers in the hope that down the road you better in the investment.
Financial Network1, records of bank: a conservative financial management. Yield=interest rate.
security level: the most secure, the main risk is that bank failures, basically unlikely. Income is too low, urgent need of money to be realized very easily, because no one will survive all of that much money, if money urgently, regularly taken out ahead of time, interest losses.
2, buy government bonds, corporate bonds: conservative financial management.
more sensible than the deposit banks. To be higher than bank interest, bond interest tax-free also. At the same time, you can easily realized through market transactions. Equal to the current approach is the interest at regular intervals.
risk: national coup, the state treasury into a war will lead to waste. Business failures will lead to corporate debt payment problems.
3, buy a currency-end fund: partial positive conservative fiscal management.
Money-end funds in their professional strengths and advantages of scale, through the sale of bonds for itself, slightly higher than the bond proceeds. Risk, liquidity convenience.
4, buy the stock-type funds: positive financial management.
lack of expertise for people who buy stocks ended fund is a good choice, funds and portfolio investment through professional advantage, often earn higher profits than ordinary retail.
risk: the risk of stock market volatility, the fund manager’s moral hazard. Domestic fund and state-owned enterprises, like the existence of such problems as irregular, ought rather minor Rat, fear is the transfer of benefits.
5, buy gold and other hard currency: the most conservative financial management, or finance is not only called the collection of money.
buy gold itself does not add value, can only be called hedge against inflation. Because this year, 1 kg of gold put two decades or 1 kg of gold, and will not gain weight from 1 gram weight to. When severe inflation, buying gold is a good way to avoid devaluation. Now is the time when appreciation of the renminbi, is very unwise to buy gold, because your money is to eventually display of wealth in China.
Security Level: very safe, the main risk is theft, murder, calling both life and wealth.
6, to buy insurance: people widely misunderstood by domestic financial management.
reason why the insurance has been misunderstood, because members of the insurance marketing, insurance, when people often consider is how much revenue that time. In fact, the insurance is to insurance, the insurance should be a real accident comes, can get a compensation or mitigation to make themselves difficult to survive is to protect their own lives because of these accidents would not be a big twists and turns.
I tend to buy some serious illness insurance, vehicle insurance, accident insurance, etc., not to buy them to receive compensation, but is to the claim occurred in this life do not matter. Insurance Insurance, do not try to return the money to go out.
7, his stock trading
if they have enough self-confidence, with the capacity to please their right to buy or sell stocks, gains and losses are their own competence. Have the ability to make to prove through their own ability.
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