to find money to save, began to accumulate wealth, a man who can do approach. Must re-examine their daily consumption habits. Many people are not spending their own way on weekdays, often habitual, repetitive, unthinking behavior leads to the consumption.
to ferret out this kind of consumer, I suggest you do the following: detailed record from tomorrow morning to spend the next day, and all direct and indirect result of consumption behavior, in particular, to identify unconscious consumer behavior. Perhaps you will drink a cup every morning (or a few cups) coffee, croissants, commuting costs, sending mobile phone text messages, lunches, in particular, do not forget cigarettes (five euros per pack, you will soon found that the rich become exclusive smoking habit) and so on.
Then, you think about how to achieve the same results with less cost, calculated at the same time can save money. Is not necessarily a direct solution, it may be forms of investment. For example: Every morning before class coffee at the corner coffee shop, why not the money to buy a coffee machine in the office. Or, why not with thermos. You can still drink the same final amount of coffee, but less to spend many. The same applies to mobile phone charges. You make a few calls have notified each other that will arrive within minutes, and you back in an hour before the meeting by e-mail confirmation? Do not you call, you will be late?
these unthinking behavior may be the source of a lot to spend, save money, almost can not change your old habits and allows you to easily generate surplus to pay for himself. View your own habits. Analysis of everything you do. I believe you can find dozens of opportunities to save money.
Another focus of self-review to assess the value and practicality. To see whether to spend money wisely, is not too expensive to buy, or do you really need to spend money to buy.
“wow wee. So much fuss for a few euros! Do not you think it is pointless move it? “
not you think you can be as meaningless. The purpose of this exercise is to make you pay attention to the whereabouts of the money. Once you think is worth every dollar spent, you do not need to ask themselves: “There are other way? “This is the only! Next to you to decide whether enough money, and do not need to consider whether this for the money. But I think that since you have no money or property, they really intend to get rich, there was always out of money from somewhere!
behind me will prove that a few simple moves you to have money to buy an apartment, when your response certainly different. Also no need to continue to do this exercise for one year. Besides, you could not hold it for so long time. One or two weeks is sufficient. Is to make you pay attention to the real costs, and a clear grasp of the money is going. Only then can you use the right judgments, to find ways to achieve the same result.
I will also mention the so-called mean. If you completely omit the pleasant taste of coffee every morning, you really become a miser. Conversely, if you find other ways to make yourself a cup of coffee is still comfortably, you move the head, also developed a rich potential.
“I can confirm that Olly Vieira just said everything. A few months ago I did self-view. The results surprised me. Unnecessary calls, restaurant lunch, habitual spending, cigarette, and I save at least 10 euros per day, which is 300 euros per month, no need to change their habits completely! “
you know the daily savings of 10 euros to 10% rate of return on an investment means? What results? Years at least 63,112 euros, with € 226,809 or two years (the money you used to buy an apartment)! No mention of these data, also found that as long as you control costs, you can accumulate a small fortune out of.
“your proposal quite my heart, but you forgot to say, let us first pay to their lower standard of living. In my own case, I would like peace of mind on the restaurant, happy to go. “
why you would lower the standard of living? Paying the money you save in your hand. If you change your mind, you can always get back savings to spend! In short you do not assume any risk. I just suggest that you rethink the way consumers, find a way to accumulate capital to create wealth, not changing your current lifestyle.
let me explain, this method is not the ultimate goal of potatoes to eat you had life, but to give you every dollar spent wisely. If your goal is always the restaurant every day, every month the last great restaurant every week than you pizza meal in their own far less attachment, and will bring you more fun.
course you have the necessary overhead. Recurrent expenditure, if not, you can also use the money to find out the method.
I want to correcting】 【Editor: Inf
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