Everyone knows that credit card
both convenient and affordable, but the monthly repayments are always troubled, do not want to waste time go to the bank, but also the constant fear over the repayment period, if so forget has also been charged late fees do not say, but also affect the credibility, we must ask, Is there no simpler way to repay it? In fact, a variety of convenient and easy way banks repayment methods, and now began to throw off the repayment of trouble and really enjoy life credit card!
more and more new way of repayment, but occupy the mainstream, or online bank transfer payments, third-party card on the POS machine card payments, and telephone banking payments, such as several media, if they have a fixed repayment patterns and cycles used, the monthly credit card payments will become “little things” will not take you much time , not to go to the bank full of people to fall in line.
also like to remind you that, when selected credit card, you should ask the bank to support repayment methods which try to handle more diverse way of repayment of credit card and not to be “shopping card Offer “and other petty confused, after all, is the most important credit card convenience.
No.1 CUP online payment services with the same name
the same name as the so-called CUP online payment by credit card holders, business is my debit card CUP website will draw in funds into the credit card. Through this business as long as you at home or in the office touch of a button, you can remove the monthly bill at the pain of back and forth between bank branches.
How
want to easily enjoy this business, first through the CUP site I binding of debit and credit cards, real-name authentication can be initiated after the repayment, so that Your repayment can be more safe and secure.
to note that different credit card center recorded time is different, the general time for credit card payment center operations accounted for a third day after 12:00 am before the event day weekend, holidays extended, 23 points as the next day after payment transactions. In addition, banks are promoting this business, all free of charge during the promotional period, that is, do not charge cross, cross-boundary fee.
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the business entirely as long as you can without going through the computer to pay the debt, making it ideal for busy white-collar workers. Need to be reminded, however, due to the repayment of the Daozhang CUP date online with the same name than the length of the counter payments, so choose the repayment period of time to try to forward a few days, so as not to miss the final repayment date of the formation of overdrafts. In addition, the same name as the current CUP online business monthly repayment amount has been increased to 2 million, to meet the higher demand for repayment.
No.2 “Kara” third-party payment facilitation services
How
use “Kara” repayment very simple, you simply with “Kara” equipment of the network, and then in the “Kara” terminal of any one brush with the CUP logo debit card you can transfer to the credit card. However, different rules for banks, so the best three working days before the final payment to complete repayment.
now, “Kara,” the network has a very wide distribution, covering the country’s 18 provinces, 30 cities and more than 95% of domestic enterprises to establish a chain of convenience partnership including the 7-11, Lianhua Quik, good ethics, family, joy Strawberry, Resources and other convenience stores. In addition, the business does not charge any fee, so rest assured to repay the credit card.
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“Kara” In addition to the function of a credit card payment can also provide credit card balance inquiries and payment of public utilities and other functions, very convenient and practical. However, you are through, “Kara” credit card payment, they need to remember that keep the transaction documents, to prepare for the risk of transaction failure.
current “Kara” also only support the RMB payment transaction, so if your debt is in foreign currency, then through other channels also need to repay. Also note that the use of this channel payments, many banks require repayment date than the agreed number of working days in advance, ahead of quantity in 1-3 days.
No.3 bound counterparts debit card “automatic repayment”
online payments or if you think that Kara is not enough simple, then by binding with a bank debit card, and apply “automatic repayment” function, the bank every month from the due date will automatically debit card account to repay the credit card account transfer.
How
do not have to select automatic payment through the counter, can also apply for online banking or telephone banking, credit cards even when the initial application form can be on the selection process. In response to this automatic payment methods, you can pre-select a monthly payment in full or only has the minimum amount, a month after the Bank will be in full accordance with your wishes to perform the task, so as long as your debit card account within the funding is adequate, no need to worry about repayment of things.
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repayment is not the time for auto, life is good enough, in fact, this business is a period, generally 2 years. Therefore, before you ask for, if the business due to expire without the knowledge or forgotten causes, the resulting penalty interest banks want you to take. In addition, the automatic payment service payment model is pre-determined, if the election is in full repayment, and that the provisional payment minimum amount you want is not enough.
Editor: Ashleyrelated to hot words: to facilitate repayment of credit card tips
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