Archive for March, 2011

Three Laws of Money

Experts believe that financial management had to follow the three rules 1, “4321 rule.” “4321 family financial management law” that 40% of income for housing and other areas for investment, 30% for family living expenses, 20% for bank deposits to prepare for emergency needs, 10% of the purchase of insurance. 2, “80 rule.” “80 rule”, [...]

What should be noted that foreign currency collection

With the increase in international exchanges , the residents held the hands of more and more private foreign currency bill. Many residents can apply for foreign currency collection in the collection process often encounter a long time, the amount of the shortage of collection, for which the Shanghai Branch of China Merchants Bank foreign currency [...]

Using funds conversion investment opportunities

Investors to invest in cash management is an important part of financial management. Money market funds are currently the best tool for cash management, with revenue stability, free trade, every day, interest-bearing, tax-free dividends and other characteristics, can fully meet the cash management requirements. So, how to exploit the use of monetary funds to reduce [...]

U.S. Experts on Financial: regular assessment of flexible investment

Meet short-term funding needs to retain the form of cash; in order to achieve medium-term goals, people can buy bonds; and long-term investment should choose stocks with high return potential and other assets. And every financial plan must continually review and adjust the asset composition. United States, “International Herald Tribune” recently published article about the [...]

Millions of real estate speculation is now how to turnaround the negative Weng

Recent years, some young white-collar high-return real estate market by the temptation to join real estate owners. Many people borrow to buy a house, although millions of real estate, but also because of debt reduced to “millions of negative Weng.” With the central bank to raise interest rates, mortgage interest rates rise, increasing pressure for [...]

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